What can we do

Tax Services

Whether you are a full-time employee at a large corporation, an independent contractor, or a business owner; selecting the right firm to prepare your taxes is crucial to getting the most out of your returns.  From individual tax preparation to corporate tax preparation, Lunarian Research Group can help with the following:

  • Business tax preparation – Corporate, LLC, etc.

  • Personal Tax returns for individuals

  • Estate tax returns

  • IRS audit representation

  • Tax planning to minimize future liabilities

  • Bookkeeping services

Our CPA has more than 40 years of significant experience in State and Federal Taxation as an Enrolled Agent with the IRS, Auditor for the State of California FTB & BOE, and several advisory roles in public accounting.

Retirement Planning

We can offer various annuity products which are insurance contracts designed to provide you with a consistent stream of income when you retire.When you purchase an annuity, you’re exchanging current assets for future income. You make a single lump-sum or a series of payments to the insurance company you’re buying the annuity from. The insurer then makes payments back to you, beginning at a specified date.

You can choose when payments begin, how long they last, and whether they should continue being made to your spouse when you pass away. In the meantime, the money you’ve invested in the annuity grows tax deferred. Payments are treated as taxable income once you begin making withdrawals.

The main objective of an annuity is to provide you with a reliable source of income in retirement. Having a steady “paycheck” you can count on in your later years could give you some reassurance if you’re concerned about spending down your other retirement assets too quickly, or you’re worried that your Social Security benefits won’t be enough to cover any gaps in your monthly income.

Estate Planning

Estate planning is an emotional task with major financial consequences – it can feel overwhelming at times. On the bright side, you have many helpful tools at your disposal. For example, have you considered estate planning with life insurance?

Getting your taxes and paperwork in order is crucial, but it pays to think outside the box when creating your financial plan. Life insurance can preserve the value of your estate by helping you manage certain costs (like taxes and probate fees) that can chip away at the inheritance you want to leave your heirs. Here’s how to make the most of your life insurance for estate preservation.

At the very least, you’ll want a life insurance policy that will help offset costs like the income tax and probate fees payable by your estate. But other factors can play a role, too, like outstanding debts or complicated arrangements involving beneficiaries. Our qualified insurance advisor can help you navigate the details and any concerns you may not have considered.

Investment Strategies

We will help clients build generational wealth by creating multi-asset investment strategies built to their return objectives and views on risk. The proper structuring of investments combined with a financial plan should drive stronger outcomes. We have over 25 years experience in traditional finance and real estate industries, and 5 years experience in the emerging Web3 Blockchain sector.

An investment strategy we make for you can include:

  • Life Insurance and Annuities

  • Stocks and Bonds

  • Real Estate Investments

  • Web3 and Blockchain digital currencies